Crypto Gems

🚀 Earn Interest & Spend Your Crypto 2022 | | Crypto Debit Card for Beginners

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💰 Get $25 in CRO when you use code “nicolealba” or sign-up at

Today, we’re talking about some exciting stuff that you can do with Crypto. If you’re new to the world of crypto, it can be super confusing and overwhelming especially if you don’t know where and how to start. It’s okay because we’re here to learn! is one of the companies in the world that’s helping to drive massive adoption by making it easy for beginners like you and me to jump into this crypto space. I made a video about in 2020, but I lost trust in them for a bit because of the MCO swap issue. I’ve re-evaluated their platform, upgraded to a Jade Green card, and decided to make an update!

– 2020 Video:

In this video, we’ll discuss what is (who they are, CRO token, MCO swap update) the products and services they’re offering (Pay, Visa Card, Exchange, DeFi, Credit, Earn), and how I personally use for my own crypto investments.

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This video is mostly an overview guide, but I’m planning to make a separate tutorial video. I’ll link it here once it’s available!

⚠️ While all of this seems super exciting, I want to remind you that it’s important to do your own research, manage your risk and only invest what you can afford to lose. Crypto is a volatile market. Be safe out there!

📌 Articles & Resources
– Crypto 101 Videos:
– Whitepaper
– MCO Swap Program
– 70B CRO Token Burn
– Carbon Negative Pledge
– Security


🏦 Banks & E-Wallets
– Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints
– Tonik: Get ₱60 with “T42BHJL” when you sign-up, verify, and top-up
– GCash: Get ₱50 – sign-up, verify, and cash-in to
– PayMaya: Get Php100 when you use “2Y817PZMN84O” or sign up and verify at

🚀 Crypto Platforms
– BlockFi: Get $10 in Bitcoin when you sign-up at and deposit at least $100
– Celsius: Get $50 in Bitcoin when you sign-up at or use code “119827e588” and deposit at least $400
– Binance: Sign-up and get 10% discount on fees or use code “YBY3MNM9”
– PDAX: Use “nicole” to get ₱30 when you deposit a minimum of ₱1,000

💵 More Cash
– GoTrade: Use invite code “157655” to Invest in US Stocks and ETFs for as low as $1
– ShopBack: Get ₱100 at

DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙

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– Simplicity+
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➜ 🤑 Best High Interest Savings Account Philippines:
➜ How I Manage My Finances in My 20’s:
➜ 📈 What I Invest in as a 20-year-old College Student:
➜ What to do with (your future) ₱100,000:
➜ Why I Invest in Crypto:
➜ Personal Finance 101:

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00:00 Introduction
01:06 Overview of Discussion & Disclaimers
02:47 What is (Background, MCO & CRO, Chain, and more)
06:06 Products and Services – Payments (Crypto Pay & Visa Card)
08:51 Products and Services – Trading (App, Exchange)
09:10 Products and Services – Financial Services (DeFi, Credit, Earn)
10:04 Is Safe?
10:55 How I Use & Why I Upgraded to Jade Green Card

Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 21-year-old.

This video is for educational and entertainment purposes only. The information presented in the video should not be taken as financial advice. Invest at your own risk.

🤝 Where to reach me
➜ FB & IG: @alba.nicoleee
➜ Email: [email protected]

💰 Earn Interest & Spend Your Crypto | 2022 Philippines | Crypto Debit Card for Beginners Philippines 2022 Review / Crypto Visa Debit Card / Ruby Steel Jade Green Card / Investing in Cryptocurrency for Beginners Philippines / Earn Interest and Spend Cryptocurrency / Buy Crypto Philippines


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  1. 💰 Get $25 in CRO when you use code "nicolealba" or sign-up at

    Heyo guys! Just wanted to give a gentle reminder to manage your risk and only invest what you can afford to lose. I know it can be super tempting to chase the potential of super high returns, but Crypto is a SUPER volatile market. Also, please BE CAREFUL OF SCAMS and FAKE ACCOUNTS in the comments section. Hoping that you'll find this video helpful!

  2. dami ko natutunan from videos mo ng gcash at crypto, grabpay and accounts.

    Do you have fb gc on investing in crypto?

  3. Congratulations 🎈🎉 if you see this. I can only recommend to everyone starting new for earning. I put thier name up so everyone could benefit

  4. Hi Ate Nicole
    Can i use a school id in order to register?😅 Sorry for my question haha hindi papo kasi ako 18 years old

  5. Paano mag cash in gamit ang digital bank po? Tatanggapin kaya nila yung php currency from digital bank sa add debit feature nila?

  6. Hi Nicole! I hope you should also make a video about the Crypto service on Paymaya and they already have it and make a comment on that one.

  7. Can you personally withdraw using them at your local atm, or atm's abraod?

  8. Hi Ms. NIcole, Im new here, And really interested in crypto coz my friends been in crypto. I ask them to help me, but they said I can find it in internet and Gotchaaa! I found your video😍Appreciate this one.

  9. Hi Ms. NIcole, Im new here, And really interested in crypto coz my friends been in crypto. I ask them to help me, but they said I can find it in internet and Gotchaaa! I found your video😍Appreciate this one.

  10. Great video sis! 1st class content! I just got my Royal Indigo card! 🔥🔥🔥🔥

  11. Crypto is more unsafe and vulnerable to hackers compared to money in the bank

  12. As a newbie about to invest, You must have these things in mind.
    – Have a long term mindset
    – Be willing to take risk
    – Be careful on money usage, if you're not spending to earn back, then stop spending.
    – Never claim to know – Ask questions and it's best you work with a financial advisor.
    I made it as a newbie by working with Alex mathew, His trading signals works effortlessly and today i can show lots of my achievements.
    I started with over 2 BTC and I've made over 13 BTC using his daily signals. Well you can reach him on What'sapp✙19102580961…

  13. Glad that even though u are filipino u speak english so its easier to understand for people who cant listen to tagalog. subscribed!

  14. Hello am interested in crypto but have no idea what am doing how much do you invest by week to be in the save self

  15. 🔥 FOCAL DEFI🔥

  16. thank u very informative, looking forward for my first crypto investment. love u po

  17. Clarification po: Kung nakastake ang cro coins mo, pwede mo parin ba siya magamit pangbayad like foodpanda, burger king etc. Thanks

  18. I finally created account using your referral code nicole! ulit ulit kong winawatch yung playlist mo about crypto para maintindinhan ko sya ng mabuti bago pasukin ang crypto world 😍 Thank you so much for making videos like these, sobrang detailed at madaling maintindihan kasi na eexplain mo ng mabuti! ❤️ Godbless 😘

  19. Gusto ko mag invest pero parang sarado utak ko di ko maintindihan 🙁

  20. I signed up on my laptop and tried to use the mobile app and I keep on getting this log in loop. Very disappointing

  21. Hi Nicole, check and try Anchor Protocol, you will be amazed by the interest and its ecosystem.

  22. Hi Ms. Nicole 👋 nag sign up aq khapon using ur code 😊 kso hindi aq mka purchase ng visa card kc kulang p ung CRO q at hnd dn malink yung debit card q.

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